Bank Account

Sorry it has been a couple of days since I have been here I have been extremely busy with school. Lets continue on our path to financial success. Online banking has come out within the past few years and it has turned out to be an extremely useful tool for people to pay bills and to track their cash flows. The problem is that to many people have come to rely on there online banking page as an accurate representation of what is in your account to spend. For certain reasons like holds, or people not taking your check to the bank there may be charges that do not appear on your online banking statement, but will still be withdrawn from your account. All to often though we find ourselves over-drafting and owing the bank an overdraft charge for something as small as a penny; yes I know that it is extremely frustrating. To many people lose their hard earned money to overdrafts, and I have an easy way to prevent these stupid fees. I want all of you to begin using a check register, yes it takes more time out of your day, but I do not think there are many other ways to pay yourself, or save yourself $35 with at most 15 minutes a week. I have a BB&T account, and they provide me one the size of a credit card that I keep in my wallet, and since I have been using it I haven't had an over-draft fee. Yes it's old fashioned but it works use it. That $35 may not seem like a lot, but it adds up quickly. Also if you were to still have that money you could put it to work to make you more, but I wont get into that yet it is still further into our journey of financial success.