Financial Planning at your own pace

I was having a discussion recently with one of my friends about the power of them starting to prepare for their future sooner rather than later. Now, you have to remember that I am in college, and you may be in college now or were in the past, most of my peers are concerned about where their next twelve pack of bud light is going to come from. I understand that train of thought because I am a college student and I do enjoy a beer after I am done working or going to class. I developed the habit of paying myself first which is what many professionals say to do. On the other hand I have friends whose income is not as steady as mine. For instance I have a friend who uses cash frequently and he received a Digital Coin Counting Money Jar for Christmas. So what he is doing is saving up his change to start his retirement account. It may not be much but at least he took that baby step to get him self started. I would rather all of my readers to be moving forward with some sort of financial plan than moving backwards with no plan at all. So if you don't have the money to open an IRA or investment account at the very least get your self a coin counter that is set aside for this task and place your extra change in it.